Telanagana State: Bank Holidays 2026
The Telangan State Government on Monday notified the list of official Holidays for the year 2026.Here is a table of Telangana bank holidays for 2026, excluding Sundays regular Second and Fourth Saturdays : Date Day Holiday/Event Jan 14, 2026 Wednesday Makar Sankranti Jan 26, 2026 Monday Republic Day Feb 15, 2026 Sunday Maha Shivratri Mar…
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🔥 RBI Cuts Repo Rate by 25 bps: Inflation Cools, Policy Turns Supportive
The Monetary Policy Committee (MPC) held its 58th meeting from December 3–5, 2025, under the chairmanship of Shri Sanjay Malhotra, Governor, Reserve Bank of India. The Committee noted a sharp moderation in headline inflation, which has softened more than earlier projections—primarily due to exceptionally benign food prices. Reflecting these favourable conditions, the MPC has further…
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How a Bank Should Deal When a Bank Guarantee Is Invoked and the Customer Fails to Reimburse
When a Bank Guarantee (BG) issued on behalf of a customer is invoked by the beneficiary and the bank settles the claim, the bank becomes a creditor to the customer for the amount paid. If the customer fails to reimburse the bank, the bank must follow a series of operational, legal, and recovery steps as…
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West Bengal State: Bank holidays 2026
The Government of West Bengal has declared 27 public holidays under Section 25 of the Negotiable Instruments Act, 1881, for the calendar year 2026, as per Finance (Audit) Department Notification No. 4188‑F(P2) dated 27.11.2025. In addition, 1 April 2026 (Wednesday) is a bank holiday exclusively for yearly closing of bank accounts, when Government offices and…
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NSFI 2025–2030: RBI Unveils the Next Phase of India’s Financial Inclusion Roadmap
The Reserve Bank of India (RBI) has released the National Strategy for Financial Inclusion (NSFI): 2025–30, approved by the Sub-Committee of the Financial Stability and Development Council (FSDC-SC) in its 32nd meeting. The document was formally launched by Shri Sanjay Malhotra, Governor, RBI, on December 1, 2025. A Synergistic, Ecosystem-Driven Approach The NSFI: 2025–30 adopts…
RBI’s 2025 Interest Rate Framework for Commercial Banks: Key Points Explained
The Reserve Bank of India (RBI) has issued updated directions (2025) governing how commercial banks must set and pay interest on domestic deposits, NRE/NRO deposits, and FCNR(B) deposits. The circular emphasises transparency, uniformity, and customer protection. 1. Uniform, Transparent Interest-Rate Framework – Board-approved interest-rate policy. – Uniform, non-discriminatory rates across branches. – No negotiated rates;…
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